Mortgage deed documentation assistance

What the work involves

• Identify the mortgage document your lender requires.
• Prepare the property schedule and title references.
• Arrange drafting or review of the proposed document.
• Understand the signing, registration and original-document arrangements.

Explain whose borrowing the property supports

The borrower and property owner may be different people. State that clearly, along with the lender’s instructions and any existing security arrangement you know about. If you are signing in support of a family member, seek an explanation of the complete document before approving it.

Keep questions about the terms separate from coordination tasks such as arranging copies or an appointment. Ask who will provide independent advice if you need it. Retain the final executed set and the available acknowledgement for originals handed over.

Documents to have available

• Lender instructions and available draft
• Borrowing and security particulars
• Title records and property schedule
• Authority of the proposed signatories

Explain who is borrowing and who owns the property offered as security. If you are signing for a family member’s borrowing, raise that clearly. Never leave a property schedule incomplete because the rest of the document looks familiar; ask for the final version before you approve it.

Before work begins

We’ll clarify whether you need a draft prepared, independent advice on the lender’s draft or assistance with the process. Those are different needs, and the fees should make that clear.

Questions about deeds & agreements

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